An important publication is launched today by The Social Investment Business. As Chair, I commissioned one of my trustees – former City banker and then chair of BTCV, Dr Rupert Evenett – to conduct an analysis of the state of the UK social investment market, and to look at the record of social finance so far.
He and co-author Karl Richter have produced an important contribution to the debate about extending loan finance for our sector .
The unique element of this review being that it is written from two perspectives – from the " bottom-up" perspective of third sector organisations and entrepreneurs as well as from a financial perspective, seeking comments and insights from social lenders like Triodos and Social Finance as well as commercial financial institutions such as Deutsche Bank and RBS.
The whole project has been sponsored by our friends CityUK, who represent the financial services industry, which shows how seriously traditional commercial lenders are taking the issue of the development of the UK social investment market.
Funding for the third sector isn’t something that’s ‘nice to have’ when the economy is strong, it’s something that’s more essential than ever when the demand for the services offered by the sector is increasing.
Yesterday's news that growth has flatlined and the cuts in public spending have the greatest impact on the most vulnerable. If charities, social enterprises and community organisations are going to take on more public service delivery and more help to the unemployed and marginalised they need a robust and sustainable financial platform.
This review explains in detail the need for an integrated social impact investment market with a range of financial products suitable for the different stages of organisations’ development with a range of funding providers, bringing in traditional lenders and investors to what has so far been a niche investment area. The “sell” to financiers shouldn’t be hard, social investment has all the characteristics of a distinctive asset class – best understood as an intermediate capital market with features of both debt and equity - which, from an investor’s perspective, can offer sustainable financial return, assessable risk and the potential for diversification.
But there are still reactionary elements in the sector who are fighting the whole notion of "loans". This is deeply damaging. On tuesday I had to counter arguments being put forward by Debra Alcock- Tyler at the NW voluntary sector annual meeting that the big society capital is a bad thing. She advanced the wholly unjustified view that loans only support larger organisations. This is simply not supported by the facts if Debra had bothered to check. Loans from SIB have gone to a large number of small and local organisations nd community enterprises. Organisations that could not access grant or fundraising at the level they need to expand and acquire assets. The 2 independent academic evaluations of the these loan programmes demonstrated their power in community development. Its time debra and those who have supported this line got a grip on the evidence. I shall be sending her our new report.
At a time of huge pressure o our sector it strikes me as quite damaging not to support new ways of diversifying income streams and campaigning for our sector to have access to capital. Its a progressive cause. Let's push for it.
Next steps? Expert social investors need to start working together to launch drive growth in the market, including by launching new funds that are attractive to commercial investors – pension funds, investment banks and high net worth individuals. Markets don’t just happen, they are created – and it’s time that social investment market moved from the margins to become a mainstream option for traditional investors. The track record has been achieved by the pioneers to prove to others it can be done.
The foreword by my good friend Oliver Letwin MP calls the report “an important and useful contribution to the debate..which offers a prospectus for practical actions to help take that market forward.”
You can download it atwww.thesocialinvestmentbusiness.org/sir
I have read this post. This post is a nice one that similar to loans in chennai , loans bazaar emi calculator chennai . That I will inform about your post to my friends and all the best for your future post..
Thanks for your posts, I am looking forward for future posts. Certainly I have become a big fan of yours and waiting for new posts. Your blogs are like risk free day trading. Please share new post on your blog that would be very helpful for me and other visitors.
Packers And Movers
Movers And Packers Kolkata
Packers And Movers in Kolkata
Thanks for Sharing That... Sucses for You
Do you Need Instant Loan from $2000 to £15,000,000.00 with no collateral
required and receive a no obligation loan approval.We welcome the
opportunity to show you how effective we are at helping our clients
obtain the money they need to succeed. Our professional staff is
available for a Free Consultation.At America One Funding, we
understand that unexpected events arise requiring extra money that may
not be readily available to E-mail: firstname.lastname@example.org
I’m eager to find the valuable information and for me this is the right place to get the good stuff. Progressive Payday Loan
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(email@example.com) Thank you.
Thank you for this awesome blog post. Here, I found the best personal loan app in India. Avail Finance provides instant cash and personal loan with fast approval. Get it on google play now!
Need a Debt Loan To Pay Off Bills?
Take control of your debt today
Available Now Business Expansion Loan Offer?
Do you need a loan to pay off Bills?
Do you need a loan?
Do you need Personal Loan?
Business Expansion Loan?
Business Start-up, Education,
Debt Consolidation Loan
Hard Money Loans
Loan for any thing ?
We offer loan at low interest rate of 3%
Loan with no credit check,
Email us: firstname.lastname@example.org
Call or add us on what's app +918929509036
All thanks to Mr Anderson for helping with my profits and making my fifth withdrawal possible. I'm here to share an amazing life changing opportunity with you. its called Bitcoin / Forex trading options. it is a highly lucrative business which can earn you as much as $2,570 in a week from an initial investment of just $200. I am living proof of this great business opportunity. If anyone is interested in trading on bitcoin or any cryptocurrency and want a successful trade without losing notify Mr Anderson now.Whatsapp: (+447883246472 )
Mango Credit interest rate is an essential component of a loan. The rates are influenced by many different factors like the borrower's credit score, the capacity to make interest payments, and the lender's willingness to take on the perceived risks when they offer loans.
I will tell you a secret of getting rich on bitcoin investment “a wise person should have money in their head , but not in the heart.. Everyday is a day of new decisions. Its your choice to be rich or to be poor & keep struggling, start making larger funds in 72 hours with a legit & pro trader like me,Investment plans are open now with a minimum investment of $200 you can earn $2000 in 72 hours.
Invest $200 earn $2,000
Invest $500 earn $5,000
Invest $700 earn $7,000
Invest $1,000 earn $10,000
Invest $2,000 earn $20,000
Invest $5,000 earn $50,000
Invest $7,000 earn $70,000
Do not miss this clear opportunity to achieve your financial freedom, those who are not ready to invest now are not ready to retire early, do not depend on a single source of income, let us trade for you today and start making profit for you. Kindly contact us Via WhatsApp: +1(252)285-2093 Email : email@example.com
BUSINESS LOAN PERSONAL LOAN HERE APPLY NOW WhatsApp +918929509036 firstname.lastname@example.org Dr. James Eric
Post a Comment